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Showing posts from November, 2020

A note to my 19 year old self

At 19 years of age, I was in the army. To me back then, there were 2 kinds of guys. Clubbers and non-clubbers. I mean logically how could any guy resist? We were in camp 5 days a week training for stuff or doing things that we had the least interest to do but had no choice. It was all about the weekends and how much your pay  allowance can handle. Being on the sidelines when I saw how my clubber peers blew their allowances scared me quite a bit. These people had already spent all their money for the month by mid of the month and were quite literally borrowing money from their closer peers for canteen breaks. At that age, I never really understood why they had to do all that but with time I understood it was all about the ladies and lust. We were guys right? However, in my own world, to me it was never acceptable to have no buffer or what grown-ups call an emergency fund. I attribute it to the fact that my mother taught us really well when we were younger, maybe in primary school.  Inst

Pre-Lude

I have a lways had this idea of writing a blog after insightful conversations with my friends as we had directly/indirectly benefited from the verbal exchanges. It always just remained as a thought till now. The thought of how these insightful conversations could be written into a form of a blog as a record which could then be utilised to the benefit of anyone who is looking for an additional opinion sounded really appealing to me. For once, I decided to stop worrying if the article would even be read by anyone and just get it done. Honestly, I believe my topics could be very wide ranging considering my own life journey. From developing the habit of saving at a young age to capitalising on higher savings interest rates , learning about investments to car and home buying, my list goes on. So I really hope that my stamina can keep it up and if my articles somehow connect with you and your situation, we could always have a discussion in the comments section.